As Canadians continue to grapple with inflation, the cost of basic needs like groceries, gasoline, and utilities is becoming increasingly difficult to manage—especially for households with low or moderate incomes. In response, the Canada Revenue Agency (CRA) has introduced an extra GST/HST credit payment scheduled for July 30, 2025, offering much-needed relief amid persistent financial pressure.
This payment is tax-free, and its goal is to ease the growing strain on everyday spending by returning more money to Canadians who need it most. Below is a complete guide to how this program works, who qualifies, how much you might receive, and what you need to do before the money is sent.
Table of Contents
What Is the GST/HST Credit?
The Goods and Services Tax (GST) and Harmonized Sales Tax (HST) credit is a quarterly, tax-free benefit issued by the CRA. It’s designed to offset the impact of sales taxes on lower-income Canadians who spend a higher proportion of their income on essential goods and services.
If you’re eligible, you’ll typically receive this credit four times a year, but in July 2025, a special additional payment will be made as part of the government’s continued economic support measures.
Key Details About the July 30, 2025 Extra GST Payment
What You Need to Know at a Glance
- Program Name: GST/HST Credit
- Extra Payment Date: July 30, 2025
- Administered by: Canada Revenue Agency (CRA)
- Who Qualifies: Canadian residents with low to moderate incomes
- How Often: Quarterly (plus a one-time extra payment this July)
- Payment Methods: Direct deposit or mailed cheque
2025 GST/HST Credit Payment Schedule
| Period | Payment Date |
|---|---|
| Q1 | January 5, 2025 |
| Q2 | April 4, 2025 |
| Q3 | July 4 and July 30, 2025 |
| Q4 | October 3, 2025 |
Note: Some individuals receive a lump sum in July if their total credit is under $50 per quarter.
Who Is Eligible for the July 30 GST Credit Payment?
To receive the extra GST/HST payment in July, you must meet all of the following:
- Be a Canadian resident for tax purposes
- Be 19 years or older as of July 2025
- If under 19, you can still qualify if you:
- Have a spouse or common-law partner
- Are a parent who lives (or has lived) with your child
Special Note for Newcomers
If you’ve recently moved to Canada, you may also be eligible, but you’ll need to file additional forms:
- RC151 – If you don’t have children
- RC66 – If you have dependent children
These forms help determine your eligibility and ensure accurate benefit calculation.
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How Much Will You Receive?
Your annual GST/HST credit depends on factors like marital status, number of children, and your family’s net income. Here are some estimates for the 2024–2025 benefit year, based on your 2023 tax return:
| Family Situation | Maximum Annual Credit |
|---|---|
| Single (no children) | $519 |
| Single with 1 child | $859 |
| Married/Common-law (no kids) | $680 |
| With 1 child | $859 |
| Each additional child | +$179 |
These figures are general guidelines. The exact amount will vary depending on your income and circumstances.
How to Receive the Payment – No Application Needed
You Don’t Need to Apply
There is no separate application process for the GST/HST credit. As long as you file your taxes, the CRA will automatically determine if you qualify.
To avoid missing out, make sure you:
- File your tax return on time
- Update your personal information with the CRA if anything has changed
How the CRA Sends Your Payment
- Direct Deposit: Fastest and most secure. The credit will appear in your bank account under “Canada FPT” or “GST/HST credit.”
- Cheque by Mail: If you’re not enrolled in direct deposit, a cheque will be sent to your mailing address. Allow up to 10 business days for delivery.
For Newcomers: What You Need to Submit
If you’re a new resident of Canada and 2025 will be your first tax filing year, here’s what you’ll need:
- RC151 Form – If you do not have children
- RC66 Form – If you do have children
These forms provide the CRA with essential information to determine your eligibility.
Keep Your CRA Account Information Up to Date
To make sure your benefit payments are accurate and uninterrupted, update your CRA My Account whenever you:
- Get married or separated
- Have a new child or dependent
- Change your banking information
- Move to a new address
How the GST/HST Credit Differs From Other Government Benefits
| Program | Type | Eligibility | Related to GST? |
|---|---|---|---|
| GST/HST Credit | Quarterly | Based on income and dependents | Base program |
| Grocery Rebate | One-time payment | Must be GST/HST credit eligible | Separate benefit |
| Guaranteed Income Supplement | Monthly | Low-income seniors | Independent |
Why This Extra GST Payment Matters Right Now
The July 30, 2025 GST/HST payment is more than just a routine benefit—it’s an important financial cushion for families and individuals trying to navigate the ongoing effects of inflation. With no need to apply, and the payment being issued automatically based on your tax return, it’s one of the simplest and most effective support programs currently available.