As July 2025 begins, many Canadians—especially Ontario residents—are receiving a letter or digital message from the Canada Revenue Agency (CRA) labeled as a CRA OTB Notice. If you’ve received this notice, it means you may be eligible for important tax-free financial support through the Ontario Trillium Benefit (OTB). Here’s everything you need to know about what the CRA OTB notice means, what action (if any) is required, and how much you could receive.
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What is the CRA OTB Notice?
The CRA OTB notice is an official communication sent by the Canada Revenue Agency to inform you about your eligibility and payment details for the Ontario Trillium Benefit (OTB). It confirms:
- Whether you’re approved for the benefit
- The total annual amount you’re entitled to
- Your monthly payment schedule (starting in July 2025)
- Any changes from previous years, if applicable
This notice is not a bill or invoice. It is a confirmation of benefit entitlement based on your 2024 income tax return and ON-BEN application.
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What is the Ontario Trillium Benefit (OTB)?
The OTB is a tax-free benefit for low- and moderate-income Ontario residents. It combines three credits:
- Ontario Energy and Property Tax Credit (OEPTC)
- Ontario Sales Tax Credit (OSTC)
- Northern Ontario Energy Credit (NOEC) – for those living in Northern Ontario
The CRA administers these credits and pays them out monthly, starting July 10, 2025, through June 2026.
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Who Receives the CRA OTB Notice?
You will receive a CRA OTB notice in 2025 if:
- You filed your 2024 income tax return, and
- You applied for OTB by submitting Form ON-BEN, and
- You qualify for at least one of the three included credits based on income, rent/property tax, and energy costs
Not everyone who files a tax return will receive this notice—only those eligible for the OTB.
When Are OTB Payments Made?
For the 2025–2026 benefit year, monthly OTB payments will be made on the 10th of each month, beginning July 10, 2025.
- If your total benefit is $360 or less, you will receive a single lump-sum payment in July
- If your benefit is more than $360 and you selected the monthly payment option, payments continue every month through June 2026
Estimated 2025 OTB Benefit Amounts
While amounts vary by individual, the maximum Ontario Trillium Benefit annual amounts for the 2025 benefit year are:
| Credit | Maximum Amount |
|---|---|
| Ontario Sales Tax Credit | Up to $371 per person |
| Ontario Energy & Property Tax Credit | Up to $1,194 |
| Northern Ontario Energy Credit | Up to $243 (single), $375 (family) |
Many individuals and families could receive over $1,000 in tax-free support throughout the year.
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What to Do After Receiving the CRA OTB Notice
- Review the notice carefully to confirm your benefit amount and payment schedule
- Keep it for your records—it serves as official documentation of your entitlement
- If any information is incorrect, contact the CRA promptly
- If you haven’t received the notice but think you’re eligible, ensure:
- You filed your 2024 taxes
- You submitted Form ON-BEN
- Your personal details with the CRA (such as your address) are up to date
Final Thoughts
The CRA OTB Notice 2025 is an important document confirming your access to tax-free financial support. Whether you receive monthly payments or a lump sum, this benefit can help cover key expenses like rent, energy bills, and sales tax—especially important in today’s high-cost environment.
If you’re an Ontario resident and qualify, keep an eye out for your CRA OTB notice in your mailbox or CRA My Account. It could be the start of a year-long financial boost.