If you’re searching for “gst/hst credit payment 2025“ to plan your finances, this comprehensive breakdown explains what to expect, who qualifies, and how much you could receive. The GST/HST credit is a crucial tax-free benefit for millions of low- and modest-income Canadians. Payments are issued quarterly, and 2025 will bring inflation-indexed increases that can ease financial strain for families and individuals alike.
No GST/HST credit payment will be issued in June 2025. That’s because the credit is distributed quarterly, not monthly—the payments land on January 3, April 4, July 4, and October 3 each year. Since June falls outside these dates, there’s simply no scheduled GST/HST Credit June 2025 payment. The next one is coming up on July 4, 2025, so mark your calendar!
Table of Contents
What is the GST/HST Credit?
The GST/HST credit is a non-taxable quarterly payment from the federal government that helps Canadians cover the cost of the goods and services tax (GST) or harmonized sales tax (HST). It is based on your net family income and family size. The credit is automatically calculated once you file your income tax return—even if you report no income.
Who is Eligible for GST/HST Credit Payments ?
To receive the gst/hst credit payment 2025, you must:
- Be a resident of Canada for income tax purposes.
- Be at least 19 years old, or have (or had) a spouse/common-law partner, or be a parent living with your child.
- File your 2024 income tax return, even with no earnings.
Newcomers to Canada may need to apply using a specific form if it’s their first year of eligibility.
GST/HST Credit Payment 2025: Expected Amounts
While exact amounts for the July 2025 to June 2026 period will be confirmed mid-year, based on a projected 2.7% cost-of-living increase, estimated annual maximum credits are:
- Single individuals: Up to $349
- Married/common-law couples: Up to $698
- Each child under 19: Up to $184
Note: The actual credit depends on your adjusted family net income from your 2024 tax return.
2025 Payment Schedule
The gst/hst credit payment 2025 will be issued on the following dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
If your total annual credit is less than $200, you’ll receive it as a lump sum payment in July instead of quarterly installments.
What Can Affect Your Credit?
Your credit may be recalculated during the year if there are changes to:
- Marital status
- Number of eligible children
- Family net income
- Shared custody arrangements
It’s important to notify the CRA of such changes to avoid overpayments or underpayments.
How to Make Sure You Receive It
To ensure you get your gst/hst credit payment 2025:
- File your 2024 tax return as early as possible.
- Keep your personal information (marital status, dependents, and address) updated.
- Sign up for direct deposit to get your payments faster and more securely.
Summary Table
Feature | Details |
---|---|
Eligibility | Age 19+, Canadian resident, filed 2024 return |
Quarterly Dates | Jan 3, Apr 4, Jul 4, Oct 3 |
Estimated 2025 Increase | 2.7% inflation bump to payment amounts |
Per Child Credit | Up to $184 per child under 19 |
Lump Sum Threshold | Paid in July if total < $200/year |
Final Word
For anyone relying on the gst/hst credit payment 2025, the year brings modest but meaningful increases due to inflation indexing. Be sure to file your tax return and keep your CRA information current so you don’t miss out. Whether you receive quarterly installments or a single July lump sum, this credit remains a critical form of financial support for Canadian households.