As millions of Canadians brace for rising prices this summer, the Canada Revenue Agency (CRA) is delivering some much-needed financial relief — and depending on where you live, you could receive an extra $575 GST/HST Credit payment starting July 4, 2025.
This July marks the start of a new benefit year for the Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit, a quarterly federal payment aimed at helping low- and modest-income Canadians offset some of the taxes they pay on everyday purchases. And while the federal base payment is seeing a small bump this year, some provinces are topping it up significantly — by hundreds of dollars per quarter.
Here’s a detailed breakdown of how much you can receive in extra GST/HST Credit payments, which provinces are offering top-ups in 2025, and how to make sure you don’t miss out.
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What is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly payment issued by the CRA to help individuals and families with modest incomes handle the cost of the federal goods and services tax (GST) or harmonized sales tax (HST).
The payment is based on your family net income and family size, and is automatically calculated when you file your income tax return — there’s no separate application required.
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When Will the Next GST/HST Credit Be Paid?
The next GST/HST Credit payment will be issued on July 4, 2025.
This is the first payment of the 2025–2026 benefit year, which runs from July 2025 through June 2026. The CRA pays the GST/HST Credit quarterly in July, October, January, and April.
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New Federal GST/HST Credit Payment Amounts for 2025
For the new benefit year, the base federal GST/HST Credit amounts have increased slightly:
- $133.25 per quarter for a single individual
- $266.50 per quarter for a family of four
These amounts are automatically adjusted based on income and family size, and not everyone will receive the maximum. But the real bonus this year is coming from the provincial top-ups, some of which are worth more than four times the base federal amount.
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Provinces Offering Up to $575 in Extra GST/HST Credit Payments
While the federal credit applies across Canada, only some provinces add their own provincial supplements, which are bundled into the CRA’s quarterly GST/HST Credit payment.
Here’s a province-by-province breakdown of how much extra you could receive in your July 2025 payment:
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Newfoundland and Labrador — Up to $575.50/quarter
Highest provincial top-up in Canada for 2025.
Includes three programs:
- Income Supplement (NLIS): $130 per individual + $17.25 for a spouse + $57.75 per child
- Disability Amount (NLDA): $57.75 per eligible adult
- Seniors’ Benefit (NLSB): Up to $387.75 per quarter (income-tested)
➡️ A single low-income senior could receive up to $575.50 every quarter, just from provincial credits.
Saskatchewan — Up to $299/quarter
Saskatchewan Low-Income Tax Credit (SLITC):
- $107.25 per adult
- $42.25 per child (up to two children)
➡️ A family of four could receive $299 quarterly, in addition to the federal credit.
New Brunswick — Up to $200/quarter
NB Harmonized Sales Tax Credit (NBHSTC):
- $75 per adult
- $25 per child under 19
➡️ A family of four could receive $200 extra with their GST/HST Credit.
Nova Scotia — Up to $93.75/quarter
Affordable Living Tax Credit (NSALTC):
- $63.75 per household
- $15 per child
➡️ A family of four could get up to $93.75 extra.
Prince Edward Island — Up to $55/quarter
PEI Sales Tax Credit:
- $27.50 for individual
- $13.75 for spouse/dependant
- Additional $13.75 for incomes over $30,000
➡️ Couples and small families may receive up to $55 quarterly.
No More Carbon Tax Rebates in These Provinces
Provinces that used to offer carbon tax-linked rebates — British Columbia, Yukon, Northwest Territories, and Nunavut — are no longer issuing provincial top-ups with the GST/HST Credit as of 2025.
However, retroactive payments may still be made for past years if you were eligible but filed your taxes late.
Who Won’t See a Top-Up?
Residents of the following regions will receive only the federal portion of the GST/HST Credit:
- Ontario
- Alberta
- Quebec
- Manitoba
- B.C. and the Territories (as of 2025)
These provinces either provide separate tax relief programs (like Ontario’s Trillium Benefit) or handle payments directly, outside the CRA’s GST/HST Credit system.
How to Make Sure You Get the Extra $575
You don’t need to apply separately for the GST/HST Credit or any provincial top-ups — you just need to file your income tax return on time each year.
Once your return is processed, the CRA will assess your eligibility for the federal and any provincial amounts. All payments are bundled into one quarterly deposit or cheque.
You can check your GST/HST Credit details via:
- CRA My Account online portal
- CRA mobile app
- Calling CRA’s automated information line at 1-800-387-1193
Summary: GST/HST Credit + Provincial Extras (July 2025)
| Province | Max Provincial Top-Up/Quarter | Federal Max (Single/Family) | Total Possible |
|---|---|---|---|
| Newfoundland & Labrador | $575.50 | $133.25 / $266.50 | $708.75+ |
| Saskatchewan | $299.00 | $133.25 / $266.50 | $565.50+ |
| New Brunswick | $200.00 | $133.25 / $266.50 | $466.50+ |
| Nova Scotia | $93.75 | $133.25 / $266.50 | $360.25+ |
| Prince Edward Island | $55.00 | $133.25 / $266.50 | $321.50+ |
| Ontario, Alberta, Quebec | $0 (separate programs) | $133.25 / $266.50 | Federal only |
Final Thoughts
This extra $575 GST/HST Credit payment could be a game-changer for eligible individuals and families in 2025, especially in provinces like Newfoundland and Labrador or Saskatchewan. With inflation and rising costs of living still hitting Canadian households hard, these quarterly boosts offer timely support — but only if your taxes are filed and up to date.
If you’re not sure whether you’re eligible, log into your CRA My Account or contact the CRA directly to confirm your status.