The Canada Revenue Agency (CRA) is gearing up for a busy July 2025, with multiple benefit payments set to land in the bank accounts of millions of Canadians. From families receiving the Canada Child Benefit (CCB) to seniors depending on Old Age Security (OAS) and Guaranteed Income Supplement (GIS) — this month offers significant support to help with rising costs of living.
Whether you’re a senior, parent, worker, or person with a disability, here’s a complete breakdown of CRA benefits coming in July 2025, including eligibility, amounts, and payment dates.
Table of Contents
Full List of CRA Benefits Coming in July 2025
1. Canada Child Benefit (CCB) – July 19, 2025
The Canada Child Benefit provides monthly tax-free payments to eligible families to help with the cost of raising children under 18.
July 2025 Update:
- CCB amounts increased slightly due to inflation indexing.
- Maximum annual amount per child under 6: $7,997 (approx. $666/month)
- Maximum per child aged 6 to 17: $6,748 (approx. $562/month)
Eligibility:
- Must live with a child under 18
- Be primarily responsible for the child’s care
- Be a Canadian resident and file an annual tax return
$1,800 Canada Child Benefit Bonus July 2025: Here’s the Real Truth
2. Ontario Trillium Benefit (OTB) – July 10, 2025
The Ontario Trillium Benefit combines three credits:
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
- Ontario Sales Tax Credit
Payment: Issued on the 10th of each month
Eligibility:
- Ontario residents who paid rent/property tax
- Low-to-moderate income individuals/families
- Must apply via your income tax return
July 2025 Payment: Based on your 2024 tax return; amount varies depending on your personal and housing situation.
3. Canada Pension Plan (CPP) – July 29, 2025
CPP payments provide retirement, disability, and survivor benefits to eligible Canadians who contributed through employment.
Payment Date: July 29, 2025
Average Monthly Amounts:
- Retirement Pension (at age 65): $899.67
- Maximum CPP (2025): $1,433.00
- CPP Disability: Up to $1,614.59
Eligibility:
- Contributed to CPP at least once
- Meet age or disability criteria
4. Old Age Security (OAS) – July 29, 2025
OAS is a taxable monthly payment to seniors aged 65+, with increased rates for those aged 75+.
New Maximum OAS Rates (July 2025):
- Age 65 to 74: $734.94/month
- Age 75+: $808.44/month
Eligibility:
- Age 65 or older
- Lived in Canada for at least 10 years after age 18
- No clawback unless income exceeds $93,454
5. Guaranteed Income Supplement (GIS) – July 29, 2025
The GIS provides non-taxable monthly support to low-income OAS recipients.
New Maximum GIS Rates (July 2025):
- Single senior: $1,097.01/month
- Couples (both OAS recipients): $636.26 each/month
Automatically paid with your OAS if eligible based on income.
6. Canada Workers Benefit (CWB) – July 12, 2025
The Canada Workers Benefit provides a refundable tax credit to low-income working Canadians, with advance payments issued quarterly.
CWB Advance Payment – July 2025:
- Single: Up to $1,633/year (approx. $408/quarter)
- Families: Up to $2,813/year (approx. $703/quarter)
Eligibility:
- Low working income
- At least 19 years old (or have an eligible dependent)
- File an income tax return
7. GST/HST Credit payment for July 2025:
Federal Base Credit (July 4, 2025):
- Single adult: up to $133.25
- Family of four: up to $266.50
This amount is automatically adjusted quarterly—no application is needed beyond filing your annual tax return. Make sure your 2024 taxes are filed and your banking info is up to date, so you don’t miss out!
Canadians Could Receive an Extra $575 GST/HST Credit Payment in July 2025
8. New Canada $2400 Disability Benefit – July 2025
While the Canada Disability Benefit (CDB) , full program is launches in july-2025. Canada Disability Benefit monthly amount would be $200 and $2400 yearly. However, many federal and provincial programs offer disability-related top-ups in July 2025:
Examples:
- CCB Disability Supplement: Up to $3,173/year per eligible child
- Provincial Top-ups: NLDA (Newfoundland & Labrador), Alberta AISH, BC PWD
Payment Dates Vary: Often issued alongside federal benefits like CCB or OAS
New Canada Disability Benefit Launches July 2025 — Here’s How to Apply and How Much You Could Get
Summary of CRA July 2025 Benefit Payments
| Benefit | Payment Date | Max Monthly/Quarterly Amount |
|---|---|---|
| CCB | July 19 | Up to $648/child |
| OTB (Ontario) | July 10 | Varies by income/housing |
| CPP | July 29 | Up to $1,433 |
| OAS (75+) | July 29 | Up to $808.44 |
| GIS (Single) | July 29 | Up to $1,097.01 |
| CWB Advance Payment | July 12 | Up to $703/family |
| Disability Top-ups | Various | Up to $200/month per eligible program |
Final Thoughts
July 2025 is a critical month for benefit recipients across Canada. With multiple CRA-administered programs issuing multiple benefit payments — from child support to seniors’ income, workers’ benefits, and disability assistance — Canadians should keep an eye on their bank accounts and ensure their tax filings are up to date.
To confirm your benefit eligibility, amounts, or payment status, visit your CRA My Account or contact Service Canada.