Millions of Canadians are set to receive crucial financial relief in CRA benefit payments July 2025, ranging from tax credits and family support to retirement income and disability assistance. Whether you’re a senior, working parent, or low-income individual, these payments offer meaningful support during a time of rising living costs. Here’s a detailed look at the upcoming CRA payments, including amounts, payment dates, and eligibility, based on the most recent updates from Canada.ca.
Table of Contents
What CRA Benefits are Coming in July 2025?
These monthly and quarterly payments include credits and benefits like the GST/HST credit, Canada Child Benefit, OAS, CPP, and more—designed to help with rising living costs. Here’s a complete breakdown of the payment amounts, dates, and eligibility requirements.
1. GST/HST Credit – July 4, 2025
- Purpose: Tax-free quarterly GST Credit payment to help low- and modest-income individuals and families offset GST/HST costs.
- Payment Date: Friday, July 4, 2025
- Estimated Amounts:
- Singles: Up to $533/year (~$133/quarter)
- Couples: Up to $698/year
- Additional $184 per child
- Eligibility:
- Canadian resident
- Age 19+ or living with a spouse/partner/child
- Filed your 2024 income tax return
GST/HST Canada Credit July 2025: Who Qualifies, Payment Dates, and How Much You’ll Get
2. Canada Workers Benefit (CWB) – July 11, 2025
- Purpose: Supports low-income workers with refundable tax credit; paid in part through quarterly advance payments.
- Payment Date: Friday, July 12, 2025
- Estimated Advance Payment:
- Up to $1,633/year (individuals)
- Up to $2,813/year (families)
- July payment is 1/4 of the total (approx. $408–$703 depending on income)
- Eligibility:
- Working and earning at least $3,000 annually
- Age 19+ (exceptions apply)
- Filed 2024 tax return with Schedule 6
3. Ontario Trillium Benefit – July 10, 2025
- Purpose: Monthly benefit combining the Ontario Sales Tax Credit, Energy and Property Tax Credit, and Northern Ontario Energy Credit.
- Payment Date: Wednesday, July 10, 2025
- Amount: Varies depending on income, rent, utilities, and family size.
- Eligibility:
- Resident of Ontario
- Filed your 2024 tax return and qualified for credits
4. Canada Child Benefit (CCB) – July 18, 2025
- Purpose: Monthly, tax-free payments to families with children under 18.
- Payment Date: Friday, July 19, 2025
- Estimated Monthly Amounts:
- Up to $666.42 per child under 6
- Up to $562.33 per child aged 6–17
- Eligibility:
- Must live with and care for a child under 18
- Canadian resident
- Filed your 2024 return
- Benefit is income-tested (higher income = lower payments)
5. Old Age Security (OAS) + Guaranteed Income Supplement (GIS) – July 29, 2025
- Purpose: Monthly pension for seniors aged 65+; GIS offers extra support for low-income seniors.
- Payment Date: Tuesday, July 29, 2025
- Estimated Monthly Amounts:
- OAS: Up to $734.95 (ages 65–74), or $808.44 (75+)
- GIS: Up to $1,086 for single low-income seniors
- Eligibility:
- Canadian citizen or legal resident
- Age 65+
- Income-based for GIS (determined through tax return)
6. Canada Pension Plan (CPP) – July 29, 2025
- Purpose: Monthly retirement, survivor, or disability benefit for contributors.
- Payment Date: Tuesday, July 29, 2025
- Estimated Monthly Amounts:
- Average retirement benefit: ~$899.67
- Maximum benefit (2025): Up to $1,433
- Eligibility:
- At least one valid CPP contribution
- Age 60 or older
CPP & OAS Changes Coming in July 2025: What Every Canadian Retiree Needs to Know
Summary of CRA Benefit Payment Dates – July 2025
| Benefit | Payment Date | Estimated Amount |
|---|---|---|
| GST/HST Credit | July 4, 2025 | $133–$174.5+ (quarterly) |
| Canada Workers Benefit | July 11, 2025 | ~$408–$703 advance (quarterly) |
| Ontario Trillium Benefit | July 10, 2025 | Varies (monthly) |
| Canada Child Benefit (CCB) | July 18, 2025 | Up to $666.42 per child (monthly) |
| OAS + GIS | July 29, 2025 | Up to $1,894.44 combined (monthly) |
| CPP | July 29, 2025 | Up to $1,433 (monthly) |
New Canada Disability Benefit Launches July 2025 — Here’s How to Apply and How Much You Could Get
How to Make Sure You Get Paid
To ensure you receive your full CRA benefit entitlements in July 2025:
- File your 2024 tax return—even with zero income.
- Enroll in direct deposit via CRA My Account for faster payments.
- Update personal details (marital status, dependents, address).
- Check benefit status through CRA My Account or MyBenefits CRA App.
Final Thoughts
The CRA benefit payments July 2025 offer critical financial assistance for families, workers, and seniors across Canada. From child benefits and tax credits to retirement income and disability support, these payments are a lifeline for many. Make sure your tax filings and CRA account details are current to receive your entitled payments on time and in full.