Are you eagerly anticipating the CCB bonus payment in July 2025? You’re not alone. Every year, hundreds of thousands of Canadian families look forward to this significant mid-year adjustment. In this detailed article, we’ll explain what the July 2025 CCB bonus payment is, who qualifies, when to expect it, and how the new rates will impact your benefit.
Table of Contents
July 2025 CCB Payment Date
According to the Canada Revenue Agency (CRA), the official CCB payment date for July 2025 is:
Friday, July 18, 2025
This applies to regular monthly payment for those eligible for the regular benefits.
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How is the CCB Calculated?
The CCB is calculated using the previous year’s income and family information. The benefit year runs from July to June, so your July 2025 payment reflects your 2024 tax return.
Key Factors:
- Adjusted Family Net Income (AFNI)
- Number of children
- Age of each child
- Custody arrangements
2024–2025 Maximum Annual Amounts:
- $7,787 per child under age 6 (about $648.91/month)
- $6,570 per child aged 6 to 17 (about $547.50/month)
Reductions begin when your AFNI exceeds $36,502. The clawback percentage increases with more children and higher income.
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Updated CCB Rates for July 2025–June 2026
Starting July 2025, new inflation-adjusted CCB rates will take effect. Canada Child benefit increase by 2.7% in july 2025.
- $7,997 per child under age 6 (approx. $666.42/month)
- $6,748 per child aged 6 to 17 (approx. $562.33/month)
The new income thresholds also rise:
- First reduction threshold: $37,487
- Second tier threshold: $81,222
These updated rates mean many families will see a modest increase in their monthly payments starting July 2025.
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Why is the Bonus Paid in July?
There are two reasons the lump sum is paid in July:
- New Benefit Year: July marks the start of the new benefit period using the most recent tax return (2024 for July 2025 payments).
- Administrative Simplicity: If the total benefit is under $240 for the year, the CRA issues a one-time lump sum rather than monthly deposits.
What You Need to Do
To receive your CCB on time and in full:
- File your 2024 income tax return by April 30, 2025
- Ensure your direct deposit details are up to date
- Report any changes in marital status, custody, or number of children
- Check your CRA My Account for CCB notifications and breakdowns
Summary Table
| Topic | Details |
|---|---|
| Payment Date | July 18, 2025 |
| Based On | 2024 income and child details |
| New Max Rates (2025–26) | $7,997 (under 6), $6,748 (6–17) |
| Eligibility Reminder | File 2024 taxes and update info |
Final Takeaway
The CCB bonus payment in July 2025 is more than just a one-time cheque—it’s targeted support for families with smaller annual entitlements. Whether you’re receiving in July seeing your monthly payments rise due to the updated rates, make sure your paperwork is in order and your CRA account is accurate. With inflation-adjusted increases and updated thresholds, many families will benefit more starting this July.