As of July 2025, the Canada Child Benefit (CCB) has officially increased, delivering more financial support to Canadian families amid persistent inflation and rising household expenses. The federal government adjusts the benefit annually to reflect the cost of living, and this year’s adjustment ensures that eligible families will receive up to $7,997 per child under 6 and $6,748 per child aged 6 to 17.
Here’s everything you need to know about the Canada Child Benefit Increase in July 2025, including new payment amounts, eligibility, and how the system works.
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What is the Canada Child Benefit?
The Canada Child Benefit is a tax-free monthly payment provided by the federal government to help families with the cost of raising children under the age of 18. Payments are made by the Canada Revenue Agency (CRA) and are typically issued on the 20th of each month. The benefit is income-tested, meaning the amount you receive depends on your adjusted family net income (AFNI).
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What’s New in July 2025?
Each year in July, the CCB is indexed to inflation. For July 2025, the government has applied a 2.7% increase to the benefit to reflect rising consumer prices.
New maximum CCB amounts for the 2025–2026 benefit year are:
- $7,997 per year (approx. $666.42 per month) for each child under the age of 6
- $6,748 per year (approx. $562.33 per month) for each child aged 6 to 17
These figures represent an increase from last year’s maximums of $7,787 and $6,570, respectively.
Who is Eligible Canada Child Benefit Increase?
To receive the Canada Child Benefit, you must meet the following conditions:
- Be a Canadian resident for tax purposes
- Live with a child under the age of 18
- Be primarily responsible for the care and upbringing of the child
- File a tax return every year (even if you have no income)
For shared custody situations, each parent may be eligible to receive 50% of the full payment for the child.
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How is the Amount Calculated?
The actual amount Canada Child Benefit family receives is based on:
- The number of children in the household
- The age of each child
- The adjusted family net income (AFNI) reported on your 2024 tax return
Families with an AFNI below $37,000 typically receive the full benefit amount, while those with higher incomes see gradual reductions based on income thresholds.
Example:
A family with one child under 6 and an AFNI of $45,000 may receive around $7,471 annually, which translates to approximately $622.59 per month.
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When Will You Receive the Increased Payment?
The new CCB payment rates begin in July 2025 and continue through June 2026. The first payment reflecting the increase will be deposited around July 19, 2025, depending on weekends and bank processing times.
You don’t need to reapply for the increase — if you’re already receiving CCB and filed your 2024 tax return, the new amounts will be applied automatically.
What About the Child Disability Benefit (CDB)?
If your child qualifies for the Disability Tax Credit, you may also be eligible for the Child Disability Benefit (CDB), which is paid in addition to the regular CCB.
For 2025–2026, the maximum CDB is $3,411 annually (around $284.25 per month), with gradual reductions based on income.
Why This Matters for Families
The Canada Child Benefit Increase in July 2025 provides much-needed relief for families juggling rising costs for housing, groceries, school supplies, and child care. For example:
- A family with two children under 6 could now receive up to $15,994 annually — an increase of over $400 compared to the previous year.
- The automatic inflation indexing ensures that the value of the benefit keeps up with the real cost of raising children.
What You Should Do Now
- File your 2024 income tax return if you haven’t yet — this is essential for the CRA to calculate your benefit.
- Make sure your direct deposit details and mailing address are up to date.
- Contact CRA if you believe you’re eligible but haven’t received a payment by the end of July.
Summary of Canada Child Benefit Increase – July 2025
| Age Group | Maximum Annual CCB | Monthly Equivalent |
|---|---|---|
| Children under 6 | $7,997 | $666.42 |
| Children 6–17 | $6,748 | $562.33 |
| Child Disability Benefit | $3,411 | $284.25 |
The Canada Child Benefit Increase in July 2025 remains one of the most impactful tools for lifting children out of poverty and supporting working families across the country.